Do You Need a Public Insurance Claims Adjuster?
Yes! Two Opinions Are Better Than One. Let PAC Represent You.
When your property suffers from vandalism, accidental water damage, wind, hail, hurricanes, or other catastrophic events, your insurance company will send their own adjuster to evaluate the damage. But remember, that adjuster works for them, not for you.
That’s where we come in.
At The Public Adjusters Coalition (PAC), we work exclusively for you, the policyholder. Hiring a licensed public adjuster means having a dedicated advocate on your side to ensure your claim is accurately assessed and fairly paid. In fact, policyholders who use public adjusters typically receive up to 90% more in compensation.
Our expert adjusters help restore your home, protect your rights, and balance the claim process, so you don’t have to go it alone.
Whose Side Is Your Insurance Adjuster Really On?
Whether they’re independent or on staff, insurance company adjusters work in the best interest of the insurance company, not the policyholder. Their first offer is often the lowest possible payout and may fall short of fully restoring your property.
If you suspect your claim has been undervalued or unfairly denied, The Public Adjusters Coalition (PAC) is here to help. Our licensed public adjusters advocate on your behalf to ensure you receive the full, fair settlement you deserve.
What Is a Public Adjuster?
A Public Adjuster Fights for YOU! Not the Insurance Company.
When your home is damaged by a storm, fire, flood, or any unexpected disaster, your insurance company sends their adjuster to inspect the damage. But who’s looking out for you
That’s where a Public Adjuster comes in.
We work for you, not the insurance company. Our job is to thoroughly inspect your property, document all the damage, review your policy, and negotiate with your insurance provider to get you every dollar you deserve.
Insurance companies are focused on saving money. We’re focused on ensuring you receive the compensation you’re due.
Let PAC be your trusted advocate during the claims process so you never have to go it alone.
No win, no fee. You pay nothing unless your claim is paid.
Why Hire a Public Adjuster?
Filing an insurance claim can be stressful, confusing, and time-consuming, especially after experiencing damage to your home. A knowledgeable and experienced public adjuster takes that burden off your shoulders and helps ensure you receive the maximum settlement you’re entitled to.
Instead of navigating the process alone, let PAC advocate for your best interests every step of the way.
Here’s how a public adjuster can make a difference:
Ensure your claim is filed accurately and promptly
Identify and document all damages (including hidden ones)
Interpret the fine print of your policy
Negotiate directly with your insurance company
Maximize your final payout
Help Understanding Your Policy
Insurance policies are full of confusing terms and fine print, and unless you’re an expert, it’s easy to miss critical details. That’s where a Public Adjuster comes in.
At PAC, we break down your coverage in clear, everyday language, so you know exactly what you're entitled to. When you understand your policy, you’re empowered to make smart, informed decisions about your claim.
Faster, Less-Stress Claims
Filing an insurance claim after a disaster can feel like a second full-time job, gathering paperwork, meeting deadlines, and going back and forth with the insurance company.
Time is valuable, and delays can cost you.
Hiring a Public Adjuster means you don’t have to navigate the red tape alone. We handle every step of the process, from documentation to direct communication with your insurer, ensuring your claim is filed quickly and correctly.
The faster your claim is resolved, the sooner you can start repairs and move forward with peace of mind.
Maximize Your Settlement Amount
Insurance companies are focused on minimizing their losses, not maximizing your recovery. That’s where we come in.
At The Public Adjusters Coalition (PAC), we know how the system works and how to fight for every dollar you deserve. In fact, homeowners who work with public adjusters typically receive up to 90% more than those who go it alone.
And the best part? There are no upfront costs.
You pay nothing unless we win your claim.
We Work for You! Not the Insurance Company
When you file a claim, the insurance company sends its own adjuster to protect its interests. But who’s protecting yours?
At PAC, our licensed public adjusters work exclusively for you, the policyholder. We are your advocate, not tied to any insurance company, and our sole mission is to make sure you receive the maximum compensation for your loss.
There are no upfront costs. Our fee is only collected once your claim is paid, so you have nothing to lose and everything to gain.
Get the True Value of Your Claim
Insurance companies often start with the lowest possible offer, but that doesn’t mean it’s what you deserve.
A study by the Office of Program and Policy Analysis & Government Accountability (OPPAGA) found that public adjusters secured settlements up to 747% higher than initial insurance company offers.
That’s not just a number, it’s life-changing money that helps you fully restore your home and recover with peace of mind.
With PAC on your side, you're not just settling, you're getting what you're truly owed.
What If Your Claim Is Denied?
Is your claim denied? Underpaid?
We help homeowners reopen underpaid and DENIED claims. We have been successful in recovering millions of dollars in insurance claim settlements for policyholders. If your insurance claim was denied and you feel that this decision was made in error, please contact a Public Adjuster for a second opinion. If payment is granted by the insurer, the typical settlement offering is usually lower than what the damages are actually worth.
Public adjusters are experienced in the property claims industry. They are familiar with the insurance company process and are able to offer you the best solution for your situation.
What We Do
At The Public Adjusters Coalition, our licensed public adjusters are your personal advocates throughout the insurance claims process. We assess the full extent of your property damage and create a clear plan to restore your home or business to its pre-loss condition.
Here’s how we help:
Conduct a thorough damage assessment with the help of structural engineers and industry experts.
Document and itemize all necessary repair and replacement costs.
Act as your intermediary when dealing with the insurance company’s adjuster.
Clarify your policy and explain your rights, coverage, and the insurer’s proposed settlement.
Collect and organize vital documentation, including estimates, reports, affidavits, and more.
Capture photo and video evidence to support your claim.
Streamline and expedite the process by preparing a detailed and well-supported claim that maximizes your payout.
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